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ISSN: 1870-1442

:: Ola Financiera

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Made in Mexico, National Autonomous University of Mexico (UNAM), all rights reserved 2004-2018.

OLA FINANCIERA, Vol. 11 No. 31,    September-December 2018, is a quarterly publication, with international arbitration, edited by Universidad Nacional Autónoma de México by Instituto de Investigaciones Económicas, Ciudad Universitaria, Circuito Mario de la Cueva s/n, Ciudad de la Investigación en Humanidades, Coyoacán, C.P. 04510, México, D.F. Tel.+52 (55) 5623-0131, and Faculty of Economics, Ciudad Universitaria, Circuito Interior s/n, Coyoacán, C.P. 04510, México, D.F., www.olafinanciera.unam.mx, ola.financiera.unam@gmail.com Editor in charge: Dr. Sergio Cabrera Morales. Reservation of Rights to Exclusive Use: 04-2013-050912324700-203, ISSN electronic: 1870-1442. Responsible for the last update of this issue, Ing. Jesús Garrido López, Circuito Mario de la Cueva s/n, Ciudad de la Investigación en Humanidades, Ciudad Universitaria, Coyoacán, C.P. 04510, México D.F. date of last modification, January 8, 2018.

The opinions expressed by the authors do not necessarily reflect the position of the editor of the publication.

Permission to reproduce all or part of the published texts is granted provided the source is cited in full including the web address. Otherwise, it requires prior written permission from the institution.